The Universities of Wisconsin offers a comprehensive benefits package to meet the diverse needs of our employees. The University contributes towards the cost of several benefit plans. This is a valuable piece of your total rewards package. Other plans offer favorable group rates and convenient payroll deductions. Some premiums are deducted from your salary on a pre-tax basis, saving you money.
Visit the Universities of Wisconsin Employee Benefits website for more information on each benefit plan. By understanding your options, you can make the most of your benefits.
The Benefits Walkthrough tool can help you estimate your benefit deductions from payroll. The walkthrough will produce a summary of your estimates but will not enroll you in any benefit plans. To enroll in your benefits sign into the My Wisconsin Portal and access the Benefit Information module (unless you are advised you must submit paper enrollment applications).
Employees must enroll in benefits within 30 days of becoming benefits eligible.
Use the menu at the right to navigate through the Benefits Walkthrough. Click Determine Eligibility to start. After you have entered your details, the benefit plans menu will populate. Use the menu to select the plans you wish to participate in to view your estimated monthly premiums.
The walkthrough will produce a summary of your estimates but will not enroll you in any benefit plans.
DISCLAIMER: Every effort has been made to ensure that the information contained in the walkthrough is correct and current. However, the terms and conditions of Universities of Wisconsin benefit programs are established by state and federal laws and regulations, the relevant contracts and the policies of the Board of Regents. These sources of authority have control over the information contained in this benefits walkthrough to the extent there are any discrepancies. All premium and coverage levels provided in the walkthrough are estimates and are not a guarantee of future cost or benefits.
What is your employee type? See the Employee Categories information for details.
Select all that apply to you (if none apply, skip):
What is your date of birth?
The Universities of Wisconsin offers comprehensive medical and pharmacy benefits to eligible employees and their family members through the State Group Health Insurance program. The State Group Health Insurance program offers four plan designs. All plan designs offer hospital, surgical, medical and pharmacy benefits. Uniform Dental may be added for a minimal cost.
Universities of Wisconsin employees who do not wish to be covered by the State Group Health Insurance program may waive coverage or elect the Opt-Out Incentive.
For additional information on the plan designs, coverage, and choosing a health plan carrier, review the How to Choose Your Health Insurance Plan web page. See the Opt-Out Incentive web page for eligibility and instructions on how to receive the incentive.
Health Plan or High Deductible Health Plan (HDHP)?
Individual or family coverage?
With or Without Uniform Dental?
The Preventive Dental Insurance plan is available if you waive State Group Health Insurance or elect the Health Opt-Out Incentive. If you enroll in State Group Health Insurance, you have access to preventive dental services by enrolling in the Uniform Dental Insurance plan.
What level of coverage do you want to elect?
The supplemental dental insurance plans offer comprehensive dental coverage. There are two plans to choose from: the PPO - Select Plan or the PPO Plus Premier - Select Plus Plan. You may enroll in the Select Plan or the Select Plus Plan - not both.
For additional plan information, review the Supplemental Dental Insurance web page.
What level of coverage?
The Vision Insurance plan provides coverage towards an annual eye exam, prescription glasses and contact lenses. It also provides discounted laser vision correction at select locations.
The State Group Life Insurance plan offers term life insurance to employees and their spouses and eligible children. Coverage is based on an employee's annual salary. An employee may elect coverage of up to five times their annual salary, and up to $20,000 of spouse coverage and up to $10,000 of child coverage.
For additional plan information, see the State Group Life Insurance Plan web page.
The Individual & Family Life Insurance plan offers term life insurance for employees, their spouse or domestic partner and eligible children. An employee may initially select up to $20,000 of employee coverage, $10,000 of spouse or domestic partner coverage, and $5,000 of child coverage. There is an annual opportunity to increase coverage for current enrollees.
The Accidental Death & Dismemberment (AD&D) Insurance plan offers accidental death and dismemberment insurance for employees and their spouse or domestic partner and eligible children.
You may select coverage levels that range from $25,000 to $500,000. The AD&D Insurance plan includes a travel assistance benefit as well as an identity theft protection benefit.
For additional plan information, see the AD&D Plan web page.
Do you want Employee-only or Family coverage?
The Accident Insurance plan provides a cash payment to you to help pay out-of-pocket expenses in the event of an injury due to an accident. This plan also includes an accidental death and dismemberment insurance benefit.
Income Continuation Insurance (ICI) program is an "income replacement" benefit plan that provides up to 75% of your gross salary (based on a maximum salary of $120,000/year) if you become ill or injured and are unable to work.
Faculty, Academic Staff and Limited Appointees must select an elimination period and effective date of coverage. Benefits may be payable after you meet the elimination period or exhaust your sick leave (up to 1,040 hours), whichever is longer.
University Staff employees have a 30-day elimination period. Benefits may be payable after you meet the elimination period or exhaust your sick leave (up to 1,040 hours), whichever is longer. Premium is based on your earnings and sick leave balance. Select the number of hours of sick leave you have accrued below.
For additional plan information, see the Income Continuation Insurance (ICI) Plan web page.
Select an elimination period:
Health Savings Account
The Health Savings Account (HSA) is available to individuals who are eligible to enroll in the high deductible health plan (HDHP) and meet the HSA eligibility criteria.
For additional plan information, see the HDHP web page.
The Health Savings Account (HSA) is available to individuals who are eligible to enroll in the high deductible health plan (HDHP) and meet the HSA eligibility criteria.
You have not selected an HDHP for your State Group Health Insurance option, so the HSA is not available to you.
Graduate Students are not eligible for HSA.
Flexible Spending Account (FSA)
Flexible Spending Accounts (FSAs) allow you to set aside money on a pre-tax basis to pay for eligible medical and dependent day care expenses annually. You decide how much to set aside (subject to maximum contribution limits) and that amount is deducted from each paycheck before federal, State and FICA taxes are calculated so you save money on taxes.
The FSA types are:
For additional plan information, see the FSA Plan web page.
Enter your monthly contribution amount for the accounts you'd like to contribute to below.
Maximum of $4,300/year for individual; $8,550 for family. Amounts include the employer contribution of up to $828/year for individual; $1,600 for family.
Maximum of $3,200/year
Maximum of $5,000/year per household
Maximum of $315/month
Maximum of $315/month
Maximum of $3,200/year
This is not an enrollment!
This Benefit Summary is intended for informational purposes only and is not a legal document. The applicable legal documents, policies, and/or certificates determine the actual benefits and premiums for a given plan. Premium amounts shown are estimates.
Visit the Universities of Wisconsin Employee Benefits website to review information on the benefit plans you are eligible for.
To enroll in your benefits sign into the My Wisconsin Portal and click the 'Benefit Information' module. After you enroll, you will receive an email within 48 hours with instructions on viewing your benefits elections and dependents. Review your benefits elections and dependents for accuracy.
If you are not able to enroll through the My Wisconsin Portal, complete the paper applications on the Forms & Resources web page.
You have 30 days after your hire date / benefits eligibility date to enroll.
Program |
Coverage |
Estimated Monthly Cost |
|---|---|---|
| State Group Health Insurance | Waived | |
| Preventive Dental Insurance | Waived | |
| Supplemental Dental Insurance | Waived | |
| Vision Insurance | Waived | |
| State Group Life Insurance | Waived | |
| Individual & Family Life Insurance | Waived | |
| Accidental Death & Dismember Insurance | Waived | |
| Accident Insurance | Waived | |
| Income Continuation Insurance | Waived | |
| Health Savings Account (HSA) | ||
| Healthcare Flexible Spending Account (FSA) | Waived | |
| Dependent Day Care Account | ||
| Parking Account | ||
| Transit Account | ||
| Limited Purpose Account (LPFSA) |
| Estimated Monthly Deduction | $0.00 |
| Estimated Biweekly Deduction | $0.00 |
Take time now to evaluate the UW 403(b) Supplemental Retirement Program (SRP) and the Wisconsin Deferred Compensation (WDC) Plan 457 to set aside money for retirement on a pre-tax or post-tax (Roth) basis.
See the Retirement Plans web page for more information.
Your benefits contact is available to help guide you through the benefits enrollment process and answer questions you have about your benefits package.
Premiums shown are monthly estimates.