Reminder: 2023 Benefits Highlights
December 13, 2022
Here are reminders about the benefit plan changes for 2023.
Annual deductibles and most out-of-pocket maximums remain the same for 2023. The accumulators for the deductibles and out-of-pocket maximums will reset on January 1, 2023. Premiums will increase slightly for most plans.
Health Plan and High Deductible Health Plan
WEA Trust will no longer be a carrier option in the health insurance program for 2023. This includes WEA Trust East, WEA Trust West - Chippewa Valley, WEA Trust West - Mayo Clinic.
The health insurance carriers below are additional options for 2023. Each will offer a health plan and a high deductible health plan.
Some health insurance carriers will have name and network changes. Review the network for the below carriers to make sure your preferred doctors, clinics, and hospitals remain in-network.
All other health insurance carriers will continue to be offered for 2023.
The Access Health Plan and Access High Deductible Health Plan which offers nationwide coverage will continue to be available. Dean Health Plan is the new carrier for the Access Plans replacing WEA Trust.
If you changed your health insurance plan carrier, or are newly enrolled, after you receive your ID card, contact your health insurance plan carrier to assign a primary care physician. Your health insurance plan carrier will assist you with designating one, if necessary.
Annual deductibles and benefit maximums will remain the same for 2023. The accumulators for the deductibles and benefit maximums will reset on January 1, 2023. Premiums will remain the same for most plans.
This plan will help cover out-of-pocket expenses by providing a lump sum payment to you for specific injuries due to an accident. For 2023, cash benefit payment amounts for most covered injuries due to an accident will increase. In addition, cash benefit payments will be added for surgical anesthesia, joint replacement, and modifications to home and/or vehicle. This plan includes an Accidental Death & Dismemberment component. Premiums will remain the same.
Pre-tax Spending and Savings Accounts
Below are the pre-tax spending and savings accounts annual contribution amounts for 2023.
The Healthcare FSAs and Parking & Transit Accounts will have an annual minimum contribution requirement of $50 starting in 2023.
The Healthcare FSA carryover limit will increase to $570. The Dependent Day Care Account does not have a carryover provision. The Parking & Transit Accounts and Health Savings Account have unlimited carryover.
Review the UW System Employee Benefits website for additional information.